FBR Seed Rural Financial Services

Rural Business Bookkeeping & Accounting Services

Keeping your rural business finances in order, so you can focus on running your business.

If you own or manage a rural business or property, keep control of your finances and day-to-day administration with FBR Seed's flexible financial and rural bookkeeping services.

We can save you time and money by providing an efficient, reliable and fully customised service, freeing you to concentrate on running your business.

Contact FBR Seed on 01573 224381 to find out more about our specialist rural business financial services.

Bookkeeping & Farm Secretarial

Our specialist rural business bookkeeping and farm secretarial services are available at competitive rates across Scotland and the North of England. We provide support with your administration, farm records and bookkeeping leaving you free to concentrate on your core business activities.

As agricultural and rural business specialists, we keep you and your business up to date with changing laws and regulations, making sure your systems remain compliant with legislation.

Our farm secretaries take a professional, personal approach and can work with you on-site, or administer your affairs from our office in Kelso. We will work with your existing bookkeeping and recording systems or set up a new one where appropriate.

Bookkeeping & farm secretarial services:
Financial management and general administration
VAT returns and correspondence
Ordering, invoice preparation and credit control
Farm records and bookkeeping

Accounting & Financial Reporting

We provide a range of financial reporting services to businesses across Scotland and the North of England. Our clients principally include sole traders, partnerships and limited companies across a range of industries.

Our experienced team takes time to understand your requirements and set up efficient routines that allow you time to concentrate on running your business. We can also add value by providing practical strategic advice on the growth and development of your business.

We understand that every business is different, and we pride ourselves on getting to know you and your business and tailoring a service that meets your needs.

Account services:
Tailored management and financial accounts
Budgets with customisable performance reports
Financial health and cashflow monitoring
Practical strategic advice on business growth

Wages & Payroll

We provide tailored wage and payroll services to a variety of rural businesses, including agricultural firms, farms, estates, haulage contractors, trades, and leisure and hospitality companies. Our team of specialists have many years' experience in payroll management, and pride themselves on a flexible and personal approach.

We deal with all your HMRC enquiries and are Real Time Information (RTI) compliant. We understand that every company has different requirements, please contact us to discuss your needs.

Wages & Payroll Services:
PAYE calculations and reporting
Employer & employee NI contributions and reporting
Auto-enrolment administration
Preparation of P45s, P60s and P11Ds
Salary payments by BACS
FBR Seed AMC Loans

Making Tax Digital

HMRC's MTD requirements are changing how businesses record and report income. From April 2026, self-employed individuals and landlords earning over £50,000 must keep digital records and submit quarterly updates.

For help with registering for MTD and setting up approved software, contact our experienced team.

Your Rural Business Finances in Expert Hands

Confidential and accurate

Your financial information is always handled with care and discretion. We take pride in delivering a reliable, accurate service and building long-term relationships with our clients.

Flexible & Personal

We work with your existing systems or set up new ones where appropriate. Our farm secretaries can work on-site at your convenience or manage your affairs from our Kelso office.

One firm, joined-up advice

As land agents and rural surveyors as well as financial specialists, we can connect your bookkeeping and financial management with property, grants, leasing and estate services.

Up to date with legislation

We keep you and your business informed of changing regulations, ensuring your systems are always compliant, from Making Tax Digital to auto-enrolment requirements.

Certified Silver Xero Partner

As certified Silver Xero partners, we can provide cloud-based, real-time financial records that comply with Making Tax Digital regulations.

Rural Specialists

We understand the seasonal pressures, diverse income streams and compliance requirements that are unique to agricultural and rural businesses.

What our clients say...

“ FBR Seed provides me with a full book-keeping service including VAT, bank reconciliation, invoice allocation and wages for a fixed monthly rate. I pay the bills and deliver the invoice/receipts to the office monthly. I save on the accounting software fees and can still keep a close eye on the day-to-day expenses. It was a great relief to move to this system in which I have total confidence and feel is good value for money. ”

- Alan Goodson, Bookkeeping & Payroll Client

Find out more about our rural financial services

Call us on 01573 224381 or email reception@fbrseed.com for a confidential discussion about your requirements.

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